How Much Does Home Insurance Cost?
Posted: July 12, 2024
You’ve negotiated a good deal on your new dream home. It’s in the perfect neighborhood and in great shape. Even better, those monthly mortgage payments won’t stop you from going out to a nice dinner occasionally or even heading off on vacation. Everything is perfect. But hold on. Did you factor in the cost of homeowners insurance? Thankfully, the cost of homeowners insurance typically doesn’t have...
7 Alternatives to a Traditional Grass Lawn
Posted: June 24, 2024
Every homeowner dreams of having a yard filled with lush, perfectly green grass. But if you manage your own landscaping, it doesn’t take long to realize that achieving lawn perfection takes a whole lot of time, work and money. You have to water, fertilize, mow, weed, trim, dethatch, aerate… the list goes on. And if you slack on yardwork, your lawn will quickly take on...
What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
Replacement Cost vs. Market Value: What's the Difference?
Posted: May 1, 2024
If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...
Your Quick and Easy Guide to Electrical Safety at Home
Posted: April 29, 2024
Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.)Most fixes are simple and inexpensive, if...